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Home >
Driving >
Saving money on insurance |
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How Can I Save
Money?
There are many ways to save money on your Autoplan
insurance.
Drive safely -
The
biggest savings on your Autoplan premiums are earned
through your claim record.
For
each consecutive year of claim-free driving, you
save more on your premium through our Claim-Rated
Scale. You start at the base rate, and as of January
2001, you can gain an additional 5% discount each
year up to a maximum of 40%.
The
bad news is, if you have an at-fault or chargeable
claim, you move as few as 3 or as many as 6 steps in
the opposite direction on the Claim-Rated Scale. You
lose part or all of any discounts you have, and may
even have to pay a surcharge.
RoadStar savings - Once you've
kept your record free of at-fault claims for at
least 9 years, you are a RoadStar; for at least 15
years, a RoadStar Gold. That means you're eligible
for more savings that will increase with every year
that you keep your claim-free status.
RoadsidePlus - This great new
package includes 8 coverages for 1 affordable price.
Whether you're on the road close to home or far
away, you can enjoy true peace of mind with
RoadsidePlus.
Seniors' rate - Drivers who are 65 or over and
use their vehicles for pleasure only may qualify for
additional savings.
Anti-Theft Device Discount - If you install the
right type of anti-theft device, you may save more
on your premium.
Disability Discount - Drivers with disabilities
may be eligible for a 25% discount on their Basic
Autoplan.
Discount protection - Drivers can choose to
repay their claims to maintain their current
discounts. This is the only way to protect your
current discount level if you have an at-fault
crash.
Antique and collector plates offer insurance at
a lower rate for special vehicles.
Fleet discounts apply when you are insuring 5 or
more vehicles.
Experienced drivers - You could save up to 20
per cent - or more - (up from 10 per cent) on some
Autoplan products.
Courtesy
ICBC
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